Heck 3 months ago I was supposed to buy a duster shell from AZMopar. I finally just got one small payment off to him this week to try and keep good on my word. Mark is a great guy.
I think you had better kiss that Duster shell deposit money good bye and rethink what is important. Based off what you have said you should be selling anything you have to payoff that payday loan. Then start making some better decisions.
Sounds like you have your priorities all screwed up.