bargeahead
Wishicouldre member
This passed on from trusted friend, Barge
VISA/MASTERCARD Scam..from Champaign Police Department
Visa / MasterCard FRAUD
Just a heads up for everyone regarding the latest in Visa fraud.
Royal Bank received this communication about the newest scam. This is
happening in southern Alberta right now and moving.
This one is pretty slick since they provide YOU with all the
information, except the one piece they want..
Note, the callers do not ask for your card number; they already
have it.
This information is worth reading. By understanding how the VISA
& MasterCard telephone Credit Card Scam works, you'll be better prepared
to protect yourself. One of our employees was called on Wednesday from
'VISA', and I was called on Thursday from 'MasterCard'.
The scam works like this:
Person calling says - 'This is (name), and I'm calling from the
Security and Fraud Department at VISA. My Badge number is 12460, Your
card has been flagged for an unusual purchase pattern, and I'm calling
to verify. This would be on your VISA card which was issued by (name of
bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a
marketing company based in Arizona ?' When you say 'No', the caller
continues with, 'Then we will be issuing a credit to your account. This
is a company we have been watching and the charges range from $297 to
$497, just under the $500 purchase pattern that flags most cards. Before
your next statement, the credit will be sent to (gives you your
address), is that correct?' You say 'yes'.
The caller continues - 'I will be starting a Fraud
Investigation. If you have any questions, you should call the 1- 800
number listed on the back of your card (1-800-VISA) and ask for
Security. You will need to refer to this Control Number. The caller then
gives you a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works - The caller
then says, 'I need to verify you are in possession of your card'. He'll
ask you to 'turn your card over and look for some numbers'. There are 7
numbers; the first 4 are part of your card number, the last 3 are the
Security Numbers that verify you are the possessor of the card. These
are the numbers you sometimes use to make Internet purchases to prove
you have the card. The caller will ask you to read the last 3 numbers to
him. After you tell the caller the 3 numbers, he'll say, 'That is
correct, I just needed to verify that the card has not been lost or
stolen, and that you still have your card. Do you have any other
questions?'
After you say no, the caller then thanks you and states, 'Don't
hesitate to call back if you do', and hangs up. You actually say very
little, and they never ask for or tell you the card number. But after we
were called on Wednesday, we called back. Within 20 minutes to ask a
question. Are we were glad we did! The REAL VISA Security Department
told us it was a scam and in the last 15 minutes a new purchase of
$497.99 was charged to our card. We made a real fraud report and closed
the VISA account. VISA is reissuing us a new number. What the scammers
want is the 3-digit PIN number on the back of the card. Don't give it to
them. Instead, tell them you'll call VISA or Master Card directly for
verification of their conversation..
The real VISA told us that they will never ask for anything on
the card as they already know the information since they issued the
card! If you give the scammers your 3 Digit PIN Number, you think you're
receiving a credit; however, by the time you get your statement you'll
see charges for purchases you didn't make, and by then it's almost too
late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a
call from a 'Jason Richardson of MasterCard' with a word-for-word repeat
of the VISA Scam. This time I didn't let him finish. I hung up! We filed
a police report, as instructed by VISA. The police said they are taking
several of these reports daily! They also urged us to tell everybody we
know that this scam is happening. I dealt with a similar situation this
morning, with the caller telling me that $3,097 had been charged to my
account for plane tickets to Spain , and so on through the above
routine.
It appears that this Is a very active scam, and evidently quite
successful.
VISA/MASTERCARD Scam..from Champaign Police Department
Visa / MasterCard FRAUD
Just a heads up for everyone regarding the latest in Visa fraud.
Royal Bank received this communication about the newest scam. This is
happening in southern Alberta right now and moving.
This one is pretty slick since they provide YOU with all the
information, except the one piece they want..
Note, the callers do not ask for your card number; they already
have it.
This information is worth reading. By understanding how the VISA
& MasterCard telephone Credit Card Scam works, you'll be better prepared
to protect yourself. One of our employees was called on Wednesday from
'VISA', and I was called on Thursday from 'MasterCard'.
The scam works like this:
Person calling says - 'This is (name), and I'm calling from the
Security and Fraud Department at VISA. My Badge number is 12460, Your
card has been flagged for an unusual purchase pattern, and I'm calling
to verify. This would be on your VISA card which was issued by (name of
bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a
marketing company based in Arizona ?' When you say 'No', the caller
continues with, 'Then we will be issuing a credit to your account. This
is a company we have been watching and the charges range from $297 to
$497, just under the $500 purchase pattern that flags most cards. Before
your next statement, the credit will be sent to (gives you your
address), is that correct?' You say 'yes'.
The caller continues - 'I will be starting a Fraud
Investigation. If you have any questions, you should call the 1- 800
number listed on the back of your card (1-800-VISA) and ask for
Security. You will need to refer to this Control Number. The caller then
gives you a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works - The caller
then says, 'I need to verify you are in possession of your card'. He'll
ask you to 'turn your card over and look for some numbers'. There are 7
numbers; the first 4 are part of your card number, the last 3 are the
Security Numbers that verify you are the possessor of the card. These
are the numbers you sometimes use to make Internet purchases to prove
you have the card. The caller will ask you to read the last 3 numbers to
him. After you tell the caller the 3 numbers, he'll say, 'That is
correct, I just needed to verify that the card has not been lost or
stolen, and that you still have your card. Do you have any other
questions?'
After you say no, the caller then thanks you and states, 'Don't
hesitate to call back if you do', and hangs up. You actually say very
little, and they never ask for or tell you the card number. But after we
were called on Wednesday, we called back. Within 20 minutes to ask a
question. Are we were glad we did! The REAL VISA Security Department
told us it was a scam and in the last 15 minutes a new purchase of
$497.99 was charged to our card. We made a real fraud report and closed
the VISA account. VISA is reissuing us a new number. What the scammers
want is the 3-digit PIN number on the back of the card. Don't give it to
them. Instead, tell them you'll call VISA or Master Card directly for
verification of their conversation..
The real VISA told us that they will never ask for anything on
the card as they already know the information since they issued the
card! If you give the scammers your 3 Digit PIN Number, you think you're
receiving a credit; however, by the time you get your statement you'll
see charges for purchases you didn't make, and by then it's almost too
late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a
call from a 'Jason Richardson of MasterCard' with a word-for-word repeat
of the VISA Scam. This time I didn't let him finish. I hung up! We filed
a police report, as instructed by VISA. The police said they are taking
several of these reports daily! They also urged us to tell everybody we
know that this scam is happening. I dealt with a similar situation this
morning, with the caller telling me that $3,097 had been charged to my
account for plane tickets to Spain , and so on through the above
routine.
It appears that this Is a very active scam, and evidently quite
successful.
