headlights

Something that has not been really addressed her is "what does the other guy think?"

It has been, by reference to detailed info on that subject, but you're right to express it outright like this. A headlamp, especially a low beam, is not just a flood light that sprays a bunch of light "out there somewhere". The goal is not to have just "more light". It has to be focused effectively by the headlamp optic, which has to be aimed correctly, or your headlamps -- whatever they are -- are dangerous and ineffective. Good headlamps aimed properly are less glaring than bad headlamps aimed properly.

So if you see ME coming at YOU with my 4537's fired up it means whatever you have for headlights are way too bright, way too poorly aimed, and way too annoying

Next time you burn out a 4537 (1960 design), replace it with an H7680HIR (late 1990s design).