Insurance Cost!?

I'm 30 years old with good credit and I pay my insurance in full. One full year through Hagerty costs me $315 for (2) vehicles. The first is my 71' Scamp with a guaranteed value if totaled at $9000 and the second is my 66' Barracuda with a guaranteed value of $15000 if totaled. With that said, they limit your driving to parades, to/from car shows, and club events. I just drive them whenever I want, because I feel like I'm always in a "club event" when I do ;)

Edit: I don't have a deductible with Hagerty either which is a nice piece of mind. The only thing that concerns me is that Hagerty recommended those amounts which didn't affect premium more than $60 year, but it might prevent them from totaling them if the damage isn't "severe" enough.