Insurance and swaps.

Thanks for all the replies.
As far as collector insurance, dunno about they, just yet.
I have progressive for my 09 charger, best rate so far for me..and the dart is only $15 extra a year....and considering the car isn't worth much more a grand or two AS OF YET....no point in switching just yet. But once i start getting it restored more, i'll have to look into that hagerty company.
Now there is a follow up question...Say I switch to classic insurance..we agree car is worth $5000...well as I restore it, it becomes worth more...will the companie readjust? im sure they raise ur rates too.