clutch making funny sound

I kind of looked at it after lunch everything looked fine theres no ispection plate so the flywheel and clutch are exposed to the elements but both still look very good. I try to avoid any kind of puddles but I had to go through one because of car comming in the opposite direction. Im thinking some of the water splashed on the throw out bearing causing it to rust. I was hopeing to make it to tax time so i could swap it for a 727. Do you think I can make it till then.