How do we value our cars?
OK only my 2 cents but you say you have 9-10 K in the car, right? now what about the time you spent doing it. Your time is worth something. If it is insured for 20K fight to get all of what you can...I am sorry that you had an accident its got to suck with your heart and soul into the build. I would be really sad/pissed if it happened to me...Good Luck...Bill