How do we value our cars?

I have checked with the Insurance Agent and the value was stated at 18-20k. I priced it there because at the time on Hagerty the high water mark was 28k I believe and the low was around 16k. I figured mine wasn't perfect nor terribly rare but it is (was) a nice example. And with what I had in it plus my labor 18-20k was about right.

I want to fix it but I think in the end I may just roll this into another project or a finished car. Either way I plan to keep it and maybe down the line I will get the parts and fix it right.

Lets hope the insurance company will come back with some good news. I appreciate every bodies input. Wish me luck.