See, here's the thing. If I file on MY policy, I have to come across with a 1K deductible. That's not right. I was not at fault. So I have to wait on the other insurance company. I have no choice.
That sucks. All the tow in policies (Oklahoma) I have ever seen don't go towards any deductible since they are a separate coverage all together with no deductible. They are under roadside assistance.