Kinda just went thru this.
Wound up insuring with GEICO. I'm using my Duster as a casual driver, not a daily, but once or twice a week thing. Hagerty found out, dropped me like a dirty rag. The car never gets driven in foul weather, or at night unless I'm at a show, but it was being used as an extra car now and again. Figure I'm not running a museum, I'm going to drive my car. Take my granddaughter to cheer leading, karate and out to eat in it, stuff like that. Called GEICO they put me in a full coverage policy that would take care of what I needed. I explained the car was more than just a 40year old used car, that it had a real value. They said they understood that, and that's why they were able to offer full coverage and not just liability. So, I'm a policy that lets me use the car as I please, for not much more than what I was paying Hagerty. The premium is about $40 more a year, but without all the mileage crap.
