New Rear Gears

I want to run a lower gear in my Dart. I currently have a 3.23 and 15" tires and it cruises well at 55 mph at about 2500 rpm. I'm thinking of a 3.91 or a 4.10. Anyone run gears this low on the street ? also would you suggest just buying a new ring and pinion or the whole chunk assembled ? Thanks

I know Coyote Jack usually runs 4.10 on the street and when he comes down to my neck of the woods he changes it for his other chunk which have 3.23 gears.