Realtor/Lender Frustrations!!

I don't know if this would work but what happens if you write a letter to the big 3 credit score folks protesting your marks.I think but not for sure if the people whom put it on there don't reply in a certain amount of time it gets removed.Just throwing it out there.I paid a guy back in the 90's to do that and my credit score went up.The laws might have changed.I hope you can check this out and it works for ya.Affordable insurance act=Rip off