1969 Dodge Dart Custom Sedan Slant Six, Father-Son Project

The stock anchor point does not cut across your neck.

The section of belt that drops down from the ceiling towards your shoulder has a sleeve that guides the belt downward before allowing it to come forward towards your neck/shoulder, so it ends up being comfortable. True for both me (5 ft 11 height) and my son (5 ft 9).

Here's a photo showing the belt from the front. You can see the black sleeve at the upper right.

Front Belt Details.jpg