Health Insurance Sucks

What kind of health insurance is it? I know there are several "types" down there. As far as I understand it, "private" health insurance is a lot easier to deal with? In any case, I'm sure like any insurance claim, there has to be a process to fight it and get it paid. A lot of insurance companies say "no" to every claim right off the bat, in hopes that some people won't fight it and they can save money.

But yeah, as a Canadian I find this odd. My buddy's apendex ruptured, he collapsed on the kitchen floor and he had to go to the hospital. They got him in immediately, and he was in recovery within an hour of it happening. And was back on his feet later that day. Couple days stay and he was on his way. Never paid one cent. Never had to file anything. Just had to show up at the hospital and that was it.