I can relate well to the person that has little. When it takes you 4 months to save $400 for "the toy" giving it over to get something means you only have one shot to spend it right. Spending another 4 months to get it right will always be better to me than spending it, being disappointed, and having to spend more after another 4 more months on a second roll of the dice, or potentially on what they should have gotten the first time... but it was too expensive. Fast Cheap Reliable - you can only have two.