yeah, BUT think about this. Do you know that water damage from rain or a storm is only covered if "non-man caused?" Lets say you leave your upstairs windows open and go to work, then you slammed with a downpour, an inch an hour, end up with 6-7 inches of rain, you come home to find your house soaked from rain, dry wall peeling and falling, plaster coming off the ceiling. Guess what, NOT covered under insurance.