Stop in for a cup of coffee

I will say this, in the era of computer insurance buying, tightening competition, sit down and go thru your declaration pages CLOSELY, especially if you bought via online. If you are a homeowner, make damn sure you know what is in your plan. You get what you pay for and with the internet letting people custom build policies to save money monthly, it's creating a whole new problem, the UNDER insured or the wrongly insured. I had several people run into this. They found out the hard way after custom building their policy online that they only thing they were covered for was structural damage. So when the theft spree happened, guess what, they weren't covered for their property inside the house.......