If you don't get out on a big lake, like one of the Great Lakes, you should be ok. I was out on the BIG LAKE once, Lake Michigan, when the boat kept dying on us, and there was a NE wind with 8 foot rollers. We were in a 18 footer. The only time I was concerned on the water..... Never went with that guy again. But it is up to you. I have gotten to the point where risk taking is not something I like to do anymore, at least at my advanced age of 59. LOL