- Collision means the upset of your covered auto or its impact with another vehicle or object. For instance:
a. Running a stop light and hitting another car;
b. Swerving to avoid a deer and hitting a tree; or
c. Hitting a parked car, mailbox, or building.
- Comprehensive coverage (other than collision) is for losses caused by missiles/falling objects, fire, theft/larceny, explosion or earthquake, windstorm, hail, water or flood, vandalism, contact with a bird or animal, or breakage of glass.