dukeboy_318 said

Right.... but this is what insurance companies do. If you tell them a rock hit your windshield going down the road as you were driving, it falls under collision.

If you tell them a tree branch fell and hit your windshield , it's comprehensive.


I worked for Farmers Insurance 2013-2014 as an agent. I can't tell how many times I seen them play that game or have someone calling me to switch because of it

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goldfish65 said

It didn't make sense to me, the lady saying that having comprehensive alone without also having collision would not cover the windshield. Having the comprehensive without also having collision would cover if the car was in a flood or if a tree fell on it. Worth talking to someone else at State Farm. Nowadays people representing companies don't know what they are talking about half the time.

Edit. And I also said I got the chip from a passing truck, so....

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dartnabout said

Thank you Keefer...I don't know much and ask a lot of questions but this I am pretty sure I am at least 56% right!

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dartnabout said

And yes Insurance Companies are crooks they play the game.

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zkx14 said

Just go to the glass shop and show them. Let them deal with the insurance. Good chance they get it covered under comp

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