Equifax Debocle

Another reason I have premium credit protection service through CreditSecure...and have for years.

I see any transactions on my credit instantly and get alerts if anything changes. Anything even remotely fishy and I get an immediate call.

A few months ago, I was using my credit card to pay for some repairs on my rental home in Memphis. While I was online with the repair company processing the payment, it was denied and within 2 seconds my phone rang with a credit specialist alerting me to the transaction. I gave them my security information and authorized the payment.

Instant real time protection.

Because of that layer of protection, my information at Equifax was also protected so that the security breach couldn't get my information. To access it, they would have needed to go through an extra layer that they couldn't without also hacking my protection company.

We live in the modern World of electronic banking and identity information. Anyone who doesn't recognize that and adequately protect themselves with the readily available tools has only themselves to blame. It isn't something you can opt out of or ignore.