If urs is like okla., the ins. commish doesn`t have the power to do sh__, or won`t! I THINK ITS A HI PAYING JOB W/ KICK BACKS FROM THE INS. COMPANIES HERE. I had a p/u stolen way back, and he couldn`t, or wouldn`t, help when state f--k ,er, state farm tried to screw me over , after having them for 15 yrs. and never using them.