I have a decision to make today well I want to make it today. I stupidly stopped at the Honda dealership last evening. I have a 2015 Honda Foreman 500. It is an ATV. I was looking at the Pioneer 500 which is a small side by side. It would be much more usable around the property that a four wheeler. It will increase my payment by $10 and 2 years. I am thinking I should do it while I am working because I doubt I can afford one when I retire in 3 years. I don't really want to extend a payment but I already see me struggling to get my big foot up over the seat. Everything says do it but I just don't want to extend a payment. I am trying to get to debt free. But I use mine almost everyday.