If I am buying from a member I don't know I will add a few dollars to the total cost to cover the fee, even if the seller asks me to mark it friends and family.
There are a lot of people who I send as friends and family because they are friends so I an really not lying. I bought a car recently and sent it friends and family, Because the seller is someone I dealt with before and i knew he is good on the deal and some could call it a friendship.
So no problem, right