I know it's like where does the cheap insurance stop or start though? It's almost like you could say that at every step. Like it would be cheap insurance to prep the block properly instead of just honing it and trying to put bearings in yourself and get it clean enough to take paint and get all the oil galleys and water jackets all clean properly. do you have the crank turned or do you just slap me bearings in there? It would be cheap insurance to have it turned and get oversize bearings? It's like you got to take it all apart and make your decisions where you want to have cheap insurance or where you don't? I always like to put my insurance into the bottom end. Then again all it takes is one part in the top-end to fall asleep LOL and there goes your bottom end! LOL