Stop in for a cup of coffee

meh... I don't know it is all a points game. Whether active duty or reserves, goes by points. Active of course is better off but reserves get screwed, even if they've deployed. My father in law retired as an E8, 22 years in the Reserves, deployed 3 times to combat zones, multiple times of humanitarin missions. I did his retirement paperwork to start getting his pension in august. His point total netted him just under 640 bucks a month?!?! and to get tricare for just him, 450 a month. so thats' part of the reason I've all but decided its not worth staying for my 20. If I stay, I might get 400 a month. I think focusing on my civilian career is gonna pay off more than the guard side.
At retirement Tricare is FREE!! I don't pay a monthly premium. Co-pay for a family is $3k then its free!! I don't know where the $450 a month comes from??
Compare the policy to what you'll pay in 18 years from now and think about how nice it will be compared to a civilian policy.