You continue to not understand. I have several accounts that are car dealerships. One is a Nissan Dealership. Talking with the sales guys, and the sales manager who is a cool guy, I learned this. The people that buy Altima's are people you wouldn't lend 5 dollars to. Deadbeat credit. Don't pay bills, etc. if you get turned down for an Altima loan, you would be shoo'ed away from a Toyota dealer showroom before you got 5 feet from the door. Do you understand now? How do you know I'm wealthy?