Stop in for a cup of coffee

Actually its a sucky morning. Kinda like my whole last week. But I try to be positive... Well I am positive it sucks!:mob:

:soapbox:So, the insurance company is trying to steal my car. They are now saying because the bank is on title, I get no opportunity for me to buy back as salvage. I refused to give them any numbers to process the payoff till I get some answers. I have not even agreed to their payoff value if it does go that way. Not sure there is any way out of that. Bank says manager needs to deal with title and loan and he is not in today. So that is on hold.
Even if I do get it back as salvage. I found out it must be completely repaired, inspected, and title done to put it back on the road. Would be some time into warmer weather till I would get any welding and paint complete. Then have to go through process with inspection and state to put on road. I was told by people that have done it that can be 1 to 3 MONTHS. Can't just put doors on and drive it -as I would If they would cut me a check for repairs. They don't even discuss that. Its like listening to a recording. Every sentence ends with "It's totaled" :mad:
Lawyer. Whats YOUR insurance company say?