I run a 180 in SoCal year around.
Looks like you are in New York. Warm summer, cold winter.
I would say 180 in the summer, 195 in the winter for you.
If you are not driving in the winter, then I would run a 180.
Yes I live in NY. The car is usually put away long before the cold weather hits and doesn't come out till mid April depending on the weather so the 180 should work for me.