Only a few bucks more and I am pretty much covered. I learned a long time ago if you cheap out you feel like you got ripped off.
Comprehensive is a must around here with all the deer running around.
Suppose I should ask again when renewal comes up.
It was 3 or 400 more to put collision/comp on my old stuff that had book values of IDK but something around 3-4000 at best, probably more like 1500 to 2000.
So I was better off banking it - kindof my own version of self insured, and if not needed in 3 or 4 years I'd be ahead. No regrets. But that was over 10 years ago.