Stop in for a cup of coffee
Why is it so tough to get benefits?
They have a process and most just don't want to do it. You have to submit a 40 page application.
Its reviewed and you can be accepted or you get an appointment with the investigator.
Following that you are either accepted or rejected.
If rejected you can appeal. If you loose your appeal you can reapply within a year.
Basically you have to show you cannot work due to your disabilities.
Those accepted under age 55 are subject to review every three to five years.
Most over 55 aren't and go on regular SS at their age group.