Stop in for a cup of coffee

very few Americans do either. And to be honest, until I hit about 26, I didn't either.
I was always a good money manager. I didn't have much to manage so I had to watch every penny. That skill is something they should teach more of in school. Life skills. There was Economics in high school but they taught how the big system works. They didn't trach you how to balance your check book though.