This is the reason why our hobby has gotten so expensive. That's why I do the majority of the work on my car myself. And the things I don't know how to do. I just have to ask.
I see the problem...Your confusing "the hobby" with collecting.
Hobbyist writes a whole bunch of checks to many different places over a number of months/years to finish the car he/she wants. Buys tools, learns new skills, etc.
Collector writes check(s) to one place. Like to WormCo.