Classic Car Insurance
While I had no issues with Hagerty, I dropped them Years ago,
I found American Modern/ Heacock Classic to be a much better value.
Unless you want to put $$$ in your brokers pocket I'd suggest insuring directly.
Heacock Classic
My agreed replacement value for my 65' Barracuda was 20K.
Premium with Hagerty was over $400
Premium with Heacock was under $250
What you need to know is that there is :
*Insured Value and Agreed Value...In the event of a loss, AGREED VALUE will pay out whatever YOU and the INSURER agree to on value which you may be asked to substantiate.
* Insured vehicles MUST be garaged.
OBTW...That's a Great Looking Duster!