I Should Be a Millionaire By Now

Most people don’t realize that the biggest expenses in their lives isn’t housing and transportation as they have been told but SHOULD be their own savings/investments/retirements. The good news is that it’s never too late to start.

Our original poster is getting by doing a lot of the things someone can do to save their money (no car payment etc...). But the next hard part is having the dedication to put that “new car” money into some sort of retirement or savings. This is why 401K plans work well, you don’t get the money to spend.

When I was married my wife had a decent income as a dentist and we drove old minivans etc. BUT she just could not save a dime. Even now the only sort of assets she has is her retirement account (which I made her max out).