Insure or not

Insurance with Hagerty is cheap IMO. I also just put full stated value coverage on my 95 Cummins Ram pickup. I hardly ever drive it and mainly just local.. They had a hard time figuring its value, but the little girl there and I agreed real easy. Value it at $5000 full coverage and I am happy. Would I sell it for that? no, but I am happy!! Costs me I believe it was $180a yr and not $600!! Local ins. co. gave me ONLY liability and charged stupid for that!!

Be careful here... "stated value" is not the same as "agreed value". Agreed is much better coverage (and tends to cost more) since that is what you get a check for in the event of a total loss, period.