Insurance Co. says car must be in a locked garage

Last year I switched from Farm Bureau to Berkley Classics- Luverne, MN. Just got a pile of policy terms for the renewal. They include: 1) must be stored in a fully enclosed structure....no carports or tarps. 2) Can only be driven by those with at least 10 years driving experience. 3) Cars can not be driven to work or for running errands. Primary use to be for car shows, club events, or an occasional pleasure drive only.

Yup, you're right. These guys are getting dumped.