Understandable. I just always thought that Buyer protection was paid for by the Buyer? I'm not 100% against anyone trying to be safe. I just got screwed a few months back from a guy that sent half my purchase. Never got it or heard from him again. I sent via F&F like he requested...Now I always do the protection. I'm not here to start a war or be anyone's enemy. I've always thought it was on the buyer.