with interest rates at .09% like we bought jamies subaru at you would be nuts not to finance it. keep your money in the bank/invested and make money on it instead of dropping it on a car.
That is a good point . Loan rates are super low right now . I am not sure if lease factors are staying competative. I built a Ram 2500 online the other day and the lease option they presented afterwards was at 5% . No way I would do that ! It appears to be a residual driven lease... in other words they inflated the residual to drop the payment. Problem with that is you are kinda screwed if you need to get out early or if your life situation changes and you end up miling out the vehicle you will have a huge mileage penalty at the end.
I think many manaufacturers have no incentive to have aggressive leases right now because of limited availability . I left the car biz after 35 yrs this spring and do not have a firm pulse on the market.
To sum things up.... leasing is not nessesarily a bad thing. You just have to know the details of the lease and the market. Find a salesman/dealership you can trust and stick with him . I have advised many previous customers on vehicles they are buying elsewhere because I didnt represent what they wanted.
