Leasing a vehicle?

with interest rates at .09% like we bought jamies subaru at you would be nuts not to finance it. keep your money in the bank/invested and make money on it instead of dropping it on a car.

Yup, and at 0% it’s a no brainer to finance it and keep your money in the bank. If you can get a return greater than 0% or 0.1% investing the money yourself (instead of having it depreciate in a car) you’re going to be making money.