Leasing a vehicle?

That's very similar to what I was trying to say.

Buying my 2-3 year old cars and running them until they're not worth anything and not carrying full coverage on them has allowed me to invest decent sums into the market where I average 7% cash return (counting dividends only, not counting the compounding when I buy more dividend stock with the 7%) and into real estate where we average somewhere around 20%.

If I was making $500 car payments and $500 insurance payments, there's no way I could have done that.