Stop in for a cup of coffee

My question is who would pay most of my medical bills Medicare/medicaid or my current insurance. I am having problems with my hands...dropped my coffee in my lap. Again!

Let me say it this way. I look at 2 options right now.
Option 1. Stay working and get all of my physical needs taken care of with current Insurance through work. Then retire.
Option 2. Retire and let Medicare take care of it.

Which will be cheaper for me?
Option 3. Go out for coffee. When it spills in your lap you can sue them. Go get yourself fixed up...

Good Morning.