Torsion Bars
I don’t think the 1.03’s would be overkill at all. Especially with a 400 up front. You will probably want better shocks at some point to go with the 1.03’s, but that doesn’t have to happen all at the same time.
I ran 1” torsion bars on my Duster at first when I was still running 225/60/15’s. I didn’t have sway bars on it and was running the stock style Monroe’s. I was really surprised how soft the 1” bars still were, even though they should have had close to double the factory wheel rate. And that was with a 318 up front.