Do you ever drive with your top up?

I've had 4 convertibles over the years, they were driven daily except in the winter, never put the windows up with the top down. 2 of them had a/c, and it was on with the top up on the really hot days, the last one I generally only put the top down in the evenings, too hot during the day. I am not likely going to own another one, they are lots of fun but they are not very practical for me these days.