I will be putting insurance on the 68 Barracuda in the next month. I was comparing Hagerty and Grundy and found some interesting differences.
For both quotes I stated a $20,000 agreed value insurance policy.
Haggerty quoted $334.00 per year
Grundy quoted $160.00 per year
Hagerty as a $500 deductable
Grundy has a $0.00 deductable
They both say unlimited driving as long as the car is not the primary driving vehicle.
Hagerty and Grundy both state that the primary storage location must be secure and locked.
And they both allow overnight parking in an unsecure location like a hotel parking lot. The deal breaker is that Grundy's coverage states that the overnight unsecured parking must be directly associated to a car event or car show. The Grundy insurance is not in effect if the car is parked overnight in an unsecure location on a pleasure trip. Hagerty insurance is in effect with overnight parking on a pleasure trip.
For me that takes Grundy out of consideration.
I believe that I will be purchasing the Hagerty insurance with the Hagerty Drivers Club towing insurance. I'll keep the towing insurance until I get some miles on the car.
