did you read that post before replying and quoting it? he said 8-10k not 5-6k. but even at 5-6k some folks just don't have that money and are ok with the compromise being a 'cheapskate' brings. stop banging on about how it 'should' be done, we all know how it 'should' be done but we can't all afford it and that's it. people do what they can afford and it works for them. jeez!