I've financed quite a few guitars that way. Same as cas no interest if paid in the time allotted. Usually 6 months. I have a few se.u high end guitars that way a few artis series. Its the same money only I don't wait 6 months for the guitar I don't have to play cheap Chinese **** either..if you pay cash great you are either rich or have used **** the rest of us don't live that way thats not the way this country works a new truck costs a years salary...