All you have to do is mention payment methods you “will and won’t” accept in your listing to prevent that sort of stuff. PayPal and who pays fees if done as “goods and services”, or a Postal money order that must be sent by such and such date, with a tracking# at that time, no payment plans, holds, down payments, life stories, etc etc. Very simple. Weed the undesirables and deplorables out, that’s your right!!:lol: