Think inflation/ gas/ groceries bad? Try pricing used pickups!!

Daughter n Law, nurse, hydroplaned 2 weeks ago or so. Totaled her like new 9 month old Ford SUV or whatever it is. Thanks God no one was hurt.
Here's the stupid part. The adjuster finally got around to her case. He makes settlement offer based on photos and it was not even her vehicle!!!! lol
They did not want to pay for rental car as there are none to rent. She "rented" a car from her mother. They might pay some on that, maybe.
Their initial offer was $10,000 less than what they paid for it 9 months ago.
I wonder what thy will have to pay to replace it IF they can find one!? Sad