In August I drove 2 hrs to get a 06 Chrysler 300 SRT8 from my daughter's friend.I was driving my 09 ram quad cab 4x4 and pulling my car trailer.A young girl 17 yrs old turned into me on the drivers side,I drove it home towing the 300 on the trailer.long story short,state fing farm was both ins companies,they paid for a 2500 Cummins for me to tow the duster to molar nats,then they paid for a ram 1500 hemisphere 4x4 for 3 weeks till they decided my frame was bent and they totaled my truck.I got enough from them that I only had to add 3,000 to get the 12 Laramie longhorn, hemi 4x4 that I now have.sometimes it works out(rarely) but I am kind of satisfied................jeff